Currency exchange terminal franchise

MULTIFUNCTIONAL TERMINAL

An automated multifunctional terminal for banking and financial services 

The terminal enables banks and financial institutions to extend self-service coverage using cash and bank payment cards, and to provide product and service information. 

Product capabilities 

INTEGRATION WITH CORE BANKING SYSTEMS

The automated multifunctional self-service terminal connects to a cloud service for integration with the bank’s core banking system.

Device status and operational data are uploaded to the cloud service and passed to the bank’s core system in an agreed record format.

The bank’s technical team can access the terminal remotely to monitor its systems, administer the device and adjust its configuration.

Payments to service providers through the multifunctional self-service terminal are validated in advance against the provider’s automated system.

Individual configuration

A modular hardware and software architecture tailored to the customer’s business requirements.

The multifunctional self-service terminal’s modular hardware and software architecture allows customers to configure the service catalogue for their business needs. 

EXTERIOR DESIGN

An automated terminal for cash-based retail financial and banking services

TERMINAL CONFIGURATION MODULES

The multifunctional self-service terminal’s modular hardware and software architecture allows customers to configure the service catalogue for their business needs

CURRENCY EXCHANGE

Module I

Accepts up to 26 currencies. Exchanges up to 8 currencies simultaneously. Transactions take up to 20 seconds. Banknote authentication uses 7 characteristics, with serial number tracking and recording.

CRYPTOCURRENCIES

Module II

Operates through the APIs of international exchanges: BITFINEX / EXMO / KRAKEN. Instant purchase and sale transactions: BTC / BTH / LTC / DASH / ETH / RIPPLE.

MONEY TRANSFERS

Module III

Supports international money transfer systems: WESTERN UNION and MONEYGRAM. Scanner for ID 1 / ID 2 / ID 3 documents and biometric passports.

FINANCIAL PAYMENTS

Module IV

Bank card top-ups, business cash deposits and payments for mobile services, fines, utilities and loan repayments. Card2Card cashless transfers between cards.

CARD ISSUANCE

Module V

VISA / MASTERCARD bank card issuance. Dispenser capacity: 1,500 cards. AI-based preliminary assessment of customer creditworthiness.

Benefits of the multifunctional terminal

ROUND-THE-CLOCK OPERATION
24 HOURS A DAY
365 DAYS A YEAR

SERVICE SPEED
NO CROWDS OR QUEUES. TRANSACTIONS TAKE UP TO 20 SECONDS

LOWER OPERATING COSTS
A SMALL FOOTPRINT OF 1 M², ADDITIONAL BANK REVENUE AND REDUCED STAFFING COSTS

COMPLIANCE WITH REQUIREMENTS OF THE NATIONAL REGULATOR
(NBU RESOLUTIONS NO. 63 AND NO. 174)

LOWER COST THAN ALTERNATIVES
AVAILABLE ON THE MARKET

A HIGH-TECH BANKING IMAGE
DEVELOPING SELF-SERVICE BANKING

Core services

Visa / MasterCard

Visa / MasterCard account top-ups using cash in Ukrainian hryvnias or foreign currency

Self-service cash deposits

Cash deposits from companies and sole traders into their current accounts

Bill payments

Utilities, mobile services, internet and TV, taxes, fines, loans, insurance, university and school fees, and other payments

Money transfers

Supports international money transfer systems: WESTERN UNION / MONEYGRAM

Currency exchange

Accepts up to 26 currencies and exchanges up to 8 currencies simultaneously. Fast service, with transactions taking up to 20 seconds

Cryptocurrencies

Purchase / sale: BTC / BTH / LTC / DASH / ETH / RIPPLE

Security

CCTV
Video monitoring and recording of all transactions. Detection of skimming and other fraud

Safe
Class II safe: EN 1143-1 / DSTU 4012

Banknote acceptor
Banknote authentication using 7 characteristics, with serial number tracking and recording

Human error
Avoids costs associated with unintentional cashier errors, abuse and theft

Identification
Scanner for ID 1 / ID 2 / ID 3 documents and biometric passports. Ready for biometric user authentication

24/7 monitoring
Remote diagnostics, monitoring and terminal management around the clock, with preventive action

Technical specifications